CARGO INSURANCE · 货运保险

Insure your US freight in seconds
美国境内货运保险 · 按申报货值在线预估保费

LTL 散板 · Truckload 整车 · Drayage 拖柜 · Parcel 包裹 —— enter your declared cargo value and get an instant premium estimate. 输入货值,秒出保费,微信客服一键投保。

LTL散板零担
Truckload整车
Parcel包裹
Estimated premium 预估保费$0
Plan 方案
Insured amount 保额
Basis 计费口径
预估仅供参考,保费以电子保单为准 · 承保币种为人民币,按实时汇率折算。Estimate only — final premium on the issued policy (RMB, converted at spot FX).

散板 LTL

万5 0.05% × value

Less-than-truckload / partial. 每板最高赔 $2,000。Premium on declared value; pallet count sets the claim limit.

整车 TL

万1.25–1.5 0.0125–0.015%

Full truckload. ≤$200k → 万1.5;≤$400k → 万1.25。Per-truck coverage up to $400,000.

包裹 Parcel

千1 0.10% × value

Small parcels / FBA. Itemized value-based coverage, claim by declared commodity value.

Ready to insure? 需要投保?

Get your quote above, then reach our team on WeChat to issue the policy. 取得报价后,微信联系客服即可出电子保单。

Register / 注册下单 Contact us / 联系客服
Underwritten by · 承保方
中国太平洋保险 · China Pacific Insurance (CPIC) 中国太平洋财产保险 承保 · cpic.com.cn

🧾 理赔与报案 · Claims

保险由 中国太平洋保险(CPIC) 承保,出险后按以下通道报案理赔 Claims are handled by the underwriter CPIC:

出险请第一时间保留证据并报案,我们客服全程协助。Keep evidence and report promptly — our team assists throughout.

FAQ 常见问题

How is the premium calculated? 保费怎么算?

Premium = declared value × plan rate × uplift, with a $1 minimum. 保费 = 申报货值 × 方案费率 × 加成,最低 $1。散板保费只按货值算,板数决定赔偿限额。

What's the max value I can insure online? 在线投保货值上限?

Up to ~$423,000 per shipment online. Higher values need manual underwriting — contact us. 单票约 $423,000 以内可在线投保,超出请联系客服人工核保。

Drayage / rail? 拖柜 / 火车?

Container drayage and rail are insurable when you declare a cargo value — reach out and we'll quote manually. 拖柜/火车需申报货值,联系客服人工报价投保。

What do I need for a claim? 理赔需要什么?

Keep your commodity description, piece count and unit values — the basis for any claim, filed with underwriter CPIC (see Claims above). 保留品名、件数、单价(理赔依据);由承保方中国太平洋保险(CPIC)受理,报案通道见上方"理赔与报案"。

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